Irish businesses face growing challenges, from economic uncertainty to changing market demands and financial risks. To stay competitive and secure long-term growth, companies need reliable insurance and financial planning strategies. LHK Group supports businesses with tailored solutions designed to protect assets, manage risks, and build a stronger financial future.
We also highlight the company’s recognition and success at the Guaranteed Irish Business Awards 2026.
We provide a full range of insurance and financial services across insurance, pensions, mortgages and employee benefits, supporting both businesses and private individuals.
For businesses, that typically involves commercial insurance, risk management and employee benefits, alongside financial planning and pensions advice for owners and leadership teams. For individuals, we support clients with mortgages, protection, wealth management and long-term financial planning.
Rather than treating each service area in isolation, our qualified team take a more considered view; helping clients protect, plan and grow with the right structures in place for every stage of their life cycle.
We’re big enough to make a difference, but still small enough to care, and that balance really defines how we work with our clients.
We are seeing a number of consistent themes emerging across our client base, with cost pressure being the most immediate and widespread concern.
Rising insurance premiums, wage inflation, and broader operating costs are all placing strain on margins. In addition, the introduction of pension auto-enrolment is front of mind for many employers, particularly SMEs, as they seek to understand both the financial impact and the administrative requirements this will bring over the coming years.
Alongside these financial pressures, there is also a growing focus on risk — particularly the evolving threat of cyber incidents, as well as disruption to supply chains driven by ongoing geopolitical uncertainty. Many businesses are increasingly exposed to external shocks, particularly where they rely on international suppliers or extended credit terms within their trading relationships.
In response, our role is very much to act as a partner — helping clients navigate both cost and risk in a practical and sustainable way.
On the cost side, we are working closely with clients to ensure their insurance programmes remain fit for purpose and competitively structured. This includes undertaking market reviews, exploring alternative insurers where appropriate, and ensuring cover levels are aligned to their current business needs.
In relation to auto-enrolment, we are supporting clients in planning ahead — helping them understand contribution requirements, budget for the impact, and implement pension solutions that are both compliant and commercially manageable.
From a risk perspective, particularly in relation to supply chain and counterparty exposure, we are increasingly advising clients on trade credit insurance as a key risk management tool. This provides protection against non-payment of commercial debts and helps safeguard cashflow where customers or suppliers are impacted by economic or geopolitical disruption. Importantly, it also gives businesses greater confidence to trade, extend credit, and pursue growth opportunities, even in more uncertain conditions.
Cyber risk remains another key area of focus. While awareness has increased significantly, the potential financial and operational impact of an incident is still often underestimated. Our approach includes advising on cyber insurance as part of an overall risk strategy, alongside strengthening internal controls, staff training, and incident response planning. The objective is not simply to transfer risk, but to actively reduce and manage it.
Ultimately, in uncertain conditions, clients value clarity, consistency, and trusted advice. Our focus is on building long-term partnerships, helping businesses make informed decisions, manage risk effectively, and remain resilient as they continue to grow.
Being a Guaranteed Irish member is something we are genuinely proud of at LHK Group, as it reflects the core of who we are as a business. As a third-generation, Irish-owned firm, our roots are firmly embedded in the local community in County Louth, and that strong sense of place continues to shape our approach today, even as we have grown to establish a broader national presence through our Dublin office.
In an increasingly consolidated market, we are proud to remain one of the few independently owned brokers in Ireland. This independence enables us to stay true to our values - putting clients first, making decisions locally, and maintaining a long-term, relationship-driven perspective in everything we do.
We have been privileged to build enduring relationships with many longstanding clients, some of whom have been with us since the early days of the business. Over time, these relationships have evolved into genuine partnerships, where we support not only their insurance and financial needs, but also the growth and development of their businesses within their own communities.
Supporting Irish jobs, businesses and local economies has never been a marketing message for us — it is simply how the business has been built and sustained over generations. That commitment continues today. We have grown significantly in recent years and now have a team of almost 100 professionals operating across our offices in Drogheda and Dundrum. As part of our continued growth, we plan to double the size of the business over the next five years, and we will shortly open a third office to meet increasing demand for high-quality insurance and financial planning advice.
Being part of the Guaranteed Irish network aligns closely with this long-standing ethos - building a business that is locally rooted, sustainable in its growth, and genuinely invested in Ireland’s future.
At the Guaranteed Irish Business Awards 2026, LHK Group stood out for its strong performance across the core Guaranteed Irish pillars of Jobs, Community, and Provenance.
With almost 100 employees and significant growth in recent years, LHK Group continues to support job creation both directly and through its work with Irish businesses. Its commitment to community is reflected in active local partnerships, national advocacy, and meaningful charitable impact. LHK Group has supported organisations including Breakthrough Cancer Research, Focus Ireland, Temple Street Children’s Hospital, and the Peter McVerry Trust, alongside environmental and grassroots initiatives such as Boyne River Rescue. Their team-led fundraising efforts—raising over €12,000 for Children’s Health Ireland—highlight a collective commitment to making a tangible difference. Nationally, LHK Group also contributes to broader industry progress, representing Irish brokers in discussions with the Department of Finance and advocating for continued improvement across the sector.
As one of Ireland’s longest-established independently owned firms in its sector, LHK’s dedication to local enterprise and long-term client relationships underscores its strong sense of provenance. This is reflected in how the business operates—prioritising partnerships with local suppliers, supporting Irish events such as the Dublin Horse Show, and investing in national media and industry initiatives.
This well-rounded performance across all three pillars highlights the meaningful role professional services play in supporting a thriving Irish business landscape.
Guaranteed Irish. Supporting business that supports Ireland.